Category,
HEALTH INSURANCE
Company Wellness Plans Benefit Health
Although company wellness plans benefit employee health, they can't be mandatory, and their voluntary nature hasn't caught on with everyone.
Category,
HEALTH INSURANCE
Making Sense of the Health Insurance Marketplace
Alaska and rural Southern states will see fewer choices.
Category,
HEALTH INSURANCE
How to Sign up for Medicare
You need to be ready to enroll or you may incur penalties.
What Is a PPO Health Insurance Plan?
The most popular type of health insurance.
What Is an HMO Insurance Plan?
Keeping your costs down … with caveats.
What Is a POS Health Insurance Plan?
A form of managed care with flexibility.
What Is an EPO Health Insurance Plan?
A health plan that keeps your costs down … with caveats.
What Is In-Network Care?
When your doctor has a contract with your health plan.
What Is Out-of-Network Care?
Your costs can add up quickly if your doctor doesn’t have a contract with health plan.
Is High-Deductible Health Insurance Right for You?
High out-of-pocket costs may force some people to put off care.
What Is an Accountable Care Organization?
These groups of healthcare providers form networks, hoping to provide better care at a lower price.
What Is a Health Savings Account?
Save money for your healthcare expenses.
What Is a Flexible Spending Account?
Save money for your medical expenses.
What Is a Copayment?
Your share of the cost of seeing your doctor.
What Is Coinsurance?
Your share of a health service covered by your insurance.
What Is a Deductible?
How much you pay before your insurance kicks in.
What Is a Family Deductible?
How much your family pays before your insurance kicks in.
Stealthy Health Plan Changes Could Cost You More
Preferred provided plans aren’t what they used to be, especially if you go out-of-network.
What Is an Explanation of Benefits?
This statement explains what your health insurance will cover.
What Is an Out-of-Pocket Maximum?
These limits help you control your healthcare spending.
What Are Non-Essential Benefits?
Many plans just don’t cover the cost of chiropractic, acupuncture, and hearing aids.
What Is Balance Billing?
You need to be on the lookout for these surprise healthcare expenses.
What Is COBRA?
This program helps you keep your health insurance if you lose your job.
When Your Doctor Leaves Your Health Plan
Understand the network if you need to switch and ask for a referral.
What Is Employee Assistance?
This service is designed to help you through tough times that may be affecting your job performance.
The Case for Swiss-Style Healthcare in the U.S.
Reforms to Obamacare could provide universal coverage, reduce the federal deficit, and improve the health of the poor.
ACOs Just May Save American Healthcare
These networks of doctors, hospitals, and other providers are consumerizing and changing healthcare.